What is the Financial Flexibility Fund? The Financial Flexibility Fund is an interest-free loan offered by the Hakim Group when you need some extra money. What does it cost me? You won't pay anything additional to the money you have taken out. If you request £400 then you will only pay £400 back. How do I access it? Click here to access the FFF form. This will ask how much you want to borrow and how long a time period you are wanting to pay it back over. Give the form to your Shark who let you know if your request has been authorised. How does it work? If your loan is approved, you will be sent a confirmation letter. On the month you request the loan, the money will be in your account as a non-taxable payment in your next payslip. From the following payday, your agreed repayments will be taken post-tax. What if I have more questions? If you have any questions about the service itself then you can talk to HR on 01254 708 422. Alternatively, contact HR@hakimgroup.co.uk